Travel health cover, read plainly

Know what you're covered for before you fly.

Guides that read the small print with you, then a link to compare plans on the provider's own site. We don't sell insurance and we never see your policy.

Example wording · not from a real policyWe will not pay claims arising from any treatment you planned before your trip began1, or from complications of such treatment2, unless shown in your schedule.

1If you travel for treatment, this line can apply to the treatment itself.

2Problems after treatment may be excluded too. Ask for specialist cover in writing.

Read before you buy

Check it's included

What a policy should name

Treatment in state or private hospitals
Emergency transport
Getting home after treatment if you can't use your ticket

Can be excluded

A trip made for treatment

One UK insurer's wording excludes any trip made to obtain medical treatment
It names dental treatment, cosmetic surgery and hair transplants

Ask the provider

Three questions, in writing

Is my planned treatment excluded?
What about problems after it?
Who do I call, and in which language?

GOV.UK, foreign travel insurance · Staysure, policy wording help (example of one insurer)

Short answers

Does travel insurance cover treatment abroad?

Not always. One UK insurer's wording excludes any trip made to obtain medical treatment, naming dental work, cosmetic surgery and hair transplants. GOV.UK says a serious condition may need a specialist policy. If you travel for treatment, read the exclusions and ask the provider in writing.

↗ staysure.co.uk↗ gov.uk

How we earn

Clear about money, quiet about your data.

1
When you buy through a partner link, the partner may pay us a fee.
2
Your answers, name and payment go only to the provider. We never see them.
3
We never hold your money and never sell a package with treatment.
4
Partners can't pay to change a guide.