jabot.insure / Read before you buy
Read before you buy

Do I need to declare existing conditions or pending treatment?

Short answer

Yes, tell your insurer. GOV.UK says to declare existing conditions and pending treatment or tests, and warns that failing to declare something may invalidate your travel insurance.

↗ gov.uk
Example wording · not from a real policyWe will not pay claims arising from any treatment you planned before your trip began1, or from complications of such treatment2, unless shown in your schedule.
1If you travel for treatment, this line can apply to the treatment itself.
2Problems after treatment may be excluded too. Ask for specialist cover in writing.

Step by step

  1. 1
    List what the provider asks about.GOV.UK includes conditions under investigation and mental health conditions.
  2. 2
    Answer on the provider's site, fully.We never see these answers.

Questions

Is an EHIC or GHIC enough?

GOV.UK says they aren't a substitute for insurance. Its Turkey page says they aren't valid in Türkiye.

Sources

  1. [1]GOV.UK, foreign travel insurance ·
  2. [2]GOV.UK, Turkey travel advice: health ·